facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck
%POST_TITLE% Thumbnail

Financial Tips of the Week

Thursday, November 22, 2021

While the Fed has repeatedly stated the inflation we’re seeing is “transitory” or temporary, we believe it’s wise to consider the alternative. What happens if it’s not temporary? What will you do to prepare for the first real inflationary trend we’ve seen in almost 40 years?

Tip of the week: Consider Treasury Inflation Protected Securities (TIPS) (these are a form of U.S. Treasury Bonds designed to help protect investors from inflation), gold, or other strategies to keep long-term purchasing power on par with inflation.


Thursday, December 9, 2021

INFLATION IS HERE!- Avoid being overcautious in your investment approach, especially as inflation rates continue to rise.

Simply put: if your "bank account" is yielding .25% in interest and inflation is 3.5%, you are LOSING money (or purchasing power).

You are most likely under the impression that your funds are "safe", but in reality, you're losing 3% per year. The long-term effects of this, specifically for seniors with a fixed income, can be devastating.

Consider buying some assets along with continuing to save in the bank to help offset the impact of inflation. Some examples of these assets are:

1. Stocks with Pricing Power
2. Real Estate
3. Commodities/Metals
5.Inflation Protected Treasuries
6.Series I Bonds (nod to Dave T.)


Thursday, December 16, 2021

“Be fearful when others are greedy. Be greedy when others are fearful.”- Warren Buffett. Chairman, Berkshire Hathaway


Thursday, December 23, 2021


Do you have each one of these crucial decision making components and keep them regularly updated?

Did you have a professional Elder Care/ Estate Planning Attorney
draft up the documents to ensure every important detail and matter is included?

Life happens, but you are still able to have your wishes kept when it comes to important matters.

These items will help you to leave your legacy and provide peace of mind for you and your loved ones.


Thursday, December 30, 2021

Be careful of any kind of annuity!

Annuities are rarely a good deal as they are loaded with massive hidden costs and are layered in complication.

If your investment “problem” is best solved by having an annuity as a tool, then buy one through a fee-only fiduciary rather than through a broker-dealer. Buying through a fee-only fiduciary will at least cut the costs significantly and increase transparency.

If you already have an annuity, consult with a fiduciary on whether or not that product should be held, liquidated or rolled tax-deferred (section 1035 exchange) into something far more cost effective.


Thursday, January 6, 2022

Everyone always panics when they hear the market will be a bear market, however, there is not a need to panic.

“You make most of your money in a bear market, you just don’t realize it at the time.”- Shelby Cullom Davis


January 13, 2022

“Individuals who cannot master their emotions are ill-suited to profit from the investment process.”

-Benjamin Graham, Father of Value Investing


January 20, 2022

Investing Smart in the Long-term Is NOT Gambling!

Many investment firms hear from their clients that investing is a gamble just like playing the lottery. This cannot be farther from the truth.

Sound long-term investing is not gambling as long as you invest in companies or indices that are not in “hot stocks of the week”.

Also, DO NOT borrow money to invest in the stock market!


January 27, 2022

Financial Tip of the Week: Do not sell stocks/equities in a down-market cycle.

If your investment policy statement and asset allocation plan are well constructed, you shouldn’t have to sell even if you’re taking income.

Would you list your home if the housing market goes south? So why sell stocks in a bear market if you don’t need to?

If the plan is quality and the investments are good quality, wait it out.


Check the background of this firm/advisor on FINRA’s BrokerCheck.