Wappingers Falls, NY Financial Advisers

What Is A Financial Adviser

A financial adviser is a licensed professional who is compensated to offer financial advice to clients. Just as you would hire an architect to create a blueprint for your home, a financial adviser will help with the blueprint for your financial future.


An experienced and competent adviser will also provide the expertise to help you reach your financial goals. Your financial adviser should also, whenever possible, be a fee-only fiduciary adviser to ensure an unbiased experience. Commissions can sometimes create an unwanted conflict of interest we choose to avoid. 


A fee-only fiduciary should be all-inclusive and provide the financial plan, the advice, the investments, and conduct transactions as well as ongoing monitoring of your plan. It is important to keep a close working relationship with your adviser; be involved and stay involved. A great long-term partnership is the goal to help ensure your achievement.


Your Trusted Financial Advisor in the Hudson Valley

At Sage Investment Advisers, LLC, we believe every client deserves a clear, personalized path toward financial security. As a fee-only fiduciary financial advisor based in Wappingers Falls, NY, our team is legally and ethically committed to always acting in your best interest. Unlike commission-based firms, we provide unbiased financial guidance focused on your long-term goals—not product sales.



Our experienced advisors serve individuals, families, and business owners across the Hudson Valley, including Poughkeepsie, Fishkill, Beacon, and beyond.


Whether you’re preparing for retirement, optimizing Social Security benefits, managing investments, or planning your estate, we create strategies tailored to your unique needs.

Why Choose Sage as Your Financial Advisor?

  • Fiduciary Commitment: Always working in your best interest, free of commission conflicts.
  • Comprehensive Retirement  Planning: Retirement planning, wealth management, tax strategies, estate planning, and more.
  • Local Expertise: Serving clients throughout the Hudson Valley with deep knowledge of regional financial needs.
  • Personalized Service: One-on-one guidance designed to fit your lifestyle, values, and long-term vision.
  • Proven Track Record: Recognized as Best Financial Planner in the Hudson Valley 2025 by Hudson Valley Magazine, along with multiple Five-Star Wealth Manager Awards.


With Sage Investment Advisers, you gain more than just a financial advisor—you gain a trusted partner dedicated to helping you protect your wealth, plan your retirement, and build your legacy.

FAQs-Financial Advisor in Wappiners Falls, NY

At Sage Investment Advisers, we’re proud to help families and business owners in Wappingers Falls and throughout the Hudson Valley make smarter financial decisions. Whether you’re planning for retirement, managing investments, or building long-term wealth, we believe clear guidance leads to confident futures.



Below are answers to our most commonly asked questions about working with a financial advisor at Sage.

  • What does Sage Investment Advisers do?

    Sage Investment Advisers is a fiduciary financial planning and investment management firm based in Wappingers Falls, NY. We help clients create personalized strategies for retirement, investing, taxes, and legacy planning — all designed to grow and protect wealth through every stage of life.

  • Are you a fiduciary financial advisor?

    Yes. As an independent fiduciary, we’re legally and ethically obligated to act in your best interest — always. That means no commissions, no product quotas, and no conflicts of interest. Our only goal is helping you make the best financial decisions for your future.

  • What types of clients do you serve?

    We serve individuals, couples, and small business owners throughout Wappingers Falls, Dutchess County, and beyond. Our clients often come to us for:


    • Retirement planning and rollover guidance

    • Investment management

    • Tax-efficient strategies

    • College and education funding

    • Estate and legacy planning

    • Small business financial strategies

  • How is Sage different from other financial advisors in Wappingers Falls?

    Our approach blends Wall Street expertise with Main Street values. As a local, independent firm, we offer personalized attention you won’t find at large national institutions. You’ll work directly with an experienced advisor who knows your name, your goals, and your community.

  • Can I meet with you virtually or only in person?

    Both! You can visit our Wappingers Falls office for a face-to-face consultation or meet with us virtually via secure online meetings — whichever is more convenient for you.

  • How do I schedule a consultation?

    You can schedule your complimentary consultation by:



    Our team will reach out to confirm your appointment and help you prepare any materials needed for your first meeting.

  • Why should I work with a financial advisor?

    Working with a financial advisor can bring structure, clarity, and peace of mind to your finances. Whether you’re planning for retirement, investing for the future, or managing changing life goals, a qualified advisor helps ensure your money is working toward your best interests — not left to chance or emotion.

  • How often will we meet to review my financial plan?

    We typically meet with clients quarterly or semi-annually to review performance, update strategies, and address any life changes. You’ll also have ongoing access to your advisor for questions or adjustments between scheduled reviews.

  • What does “fee-only” mean?

    “Fee-only” means our firm is paid directly by our clients — not by commissions, product sales, or third-party incentives. This structure ensures our recommendations are objective and solely focused on what’s best for you. We do not earn money from investment products, insurance policies, or mutual fund companies.

  • How is a fee-only financial advisor different from a fee-based advisor?

    A fee-only advisor is compensated only by client fees and must act as a fiduciary 100% of the time.


    A fee-based advisor, however, may still receive commissions or incentives from selling financial products, which can create conflicts of interest.


    At Sage, we are exclusively fee-only fiduciaries — meaning we act in your best interest, with full transparency.